Bridging Finance

Bridging finance (also known as a bridging loan) is a short-term finance option where a sum of money is lent solely for the purpose of paying a debt until longer term finance (such as a mortgage) or funds from another source (such as the sale of a property or receipt of inheritance) becomes available thus ‘bridging a gap’. They are always secured on property or land and are widely used to facilitate property purchases which, without such funding, wouldn’t be possible. One of the most important factors in getting a bridging loan agreed is to make sure a solid repayment method is already in place when it is applied for.

The benefits of bridging finance to your clients include:

  • Property investment
  • Property development
  • Buy-to-let
  • Property purchase

Unforeseen or last-minute financial challenges, such as a high tax bill

  • Short term finance required for a variety of different reasons (such as a tax bill)
  • Property purchase – Your purchase needs to complete before your sale
  • Property Investment
  • Property development
  • Buy-to-Let
  • Borrow from £30k to £50m
  • Terms from 1-18 months
  • Up to 100% LTV available (subject to additional security)
  • Range of interest options
  • No exit fees (in most cases)

Adviserloan are experts in the field of Bridging Finance. Having the ability to offer finance from the whole of the market alongside the wealth of experience held by our in-house team makes Adviserloan the obvious choice when referring your clients for advice in this area.

We will help your client throughout the process and will keep you up to date with the
progress of your client’s case throughout. We will only ever discuss the product in question with your client leaving cross sales and after sales for you to progress.

We aim to be simple, fast and efficient in all of our dealings with your clients requirements alongside offering exceptional customer service throughout.